Delhi Lakshmi Yojana: Rs 2,500 Every Month for Women, Over 1.47 Lakh Registrations in 2 Days. Check Eligibility, Documents and How to Apply Online

The Delhi government has launched the Lakshmi Yojana, a scheme aimed at making the national capital’s women financially independent and self-reliant. Under the scheme, the senior-most woman member of a family will receive financial assistance of Rs. 2,500 per month. Delhi Chief Minister Rekha Gupta has launched the scheme’s official portal, and applications are already pouring in: more than 1.47 lakh registrations were recorded within just two days of launch. The government has allocated a budget of Rs. 5,100 crore for the scheme. Here is everything on eligibility, required documents and the complete step-by-step application process.

What Is the Delhi Lakshmi Yojana

The Delhi Lakshmi Yojana is a direct financial assistance scheme for women in the national capital. It provides Rs 2,500 per month to the senior-most woman member of an eligible family, with the goal of strengthening women’s financial independence. Chief Minister Rekha Gupta has launched the scheme’s official portal, and registrations opened alongside it. In just two days, the scheme recorded over 1.47 lakh registrations, and the government has set aside a budget of Rs. 5,100 crore to fund it.

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Rs 2,500 Payment: Two Options (Cash Plus FD, or Full FD)

The scheme gives beneficiaries a choice in how they receive the money:

Option 1 (Cash plus FD): Rs. 1,000 is transferred directly to the beneficiary woman’s bank account, while the remaining Rs 1,500 is invested by the government in a fixed deposit (FD).

Option 2 (Full FD): Beneficiaries can instead choose to have the entire Rs. 2,500 invested in a fixed deposit.

Whichever option is chosen, the FD carries a 3-year lock-in period, and the state government provides a sovereign guarantee on it, meaning the invested amount is backed by the government itself.

Eligibility Criteria

To benefit from the scheme, women applicants must meet all of the following conditions:

Head of family: The applicant must be the senior-most member of the family. Age limit: The woman’s age must be between 21 and 60 years. Family income: The family’s total annual income must not exceed Rs 2.5 lakh. Delhi residency: The applicant, her husband, or her parents must have been residents of Delhi for at least 10 years. Voter ID: The applicant must be a registered voter in Delhi. Electricity consumption: The family’s annual electricity consumption over the past year must not exceed 2,400 units.

Who Is Not Eligible

The scheme excludes certain categories of applicants:

• Families who are income tax payers or who file GST
• Families where any member holds a permanent or contractual government job, works at a public sector undertaking (PSU), or is employed by a local body
• Women applicants who have more than 3 children
• Individuals with a criminal record

Documents Required

Applicants should keep the following documents ready before starting the application:

Identity and address proof: Voter ID card (Delhi) and Aadhaar card Photograph and signature: A clear passport-size photo and signature of the applicant MP or MLA recommendation letter: A signed recommendation or support letter from the area’s Member of Parliament or MLA Proof of address and electricity consumption: Electricity bill or gas connection bill Proof of age (any one): Birth certificate, 10th class marksheet, driving licence, PAN card, voter ID or Aadhaar card Bank account details: A copy of the bank passbook, needed to receive the amount via DBT (Direct Benefit Transfer)

How to Apply Online: Step by Step

Eligible women can register from home by following these steps:

• Step 1: Visit the official website https://dly.delhi.gov.in and click on “Apply for Scheme,” followed by “Register Now.”
• Step 2: Enter your personal information and basic details.
• Step 3: Fill in accurate details of all family members.
• Step 4: Enter your active bank account for the money transfer.
• Step 5: Upload all required documents in the specified format.
• Step 6: Carefully review the form preview and submit it finally.
• Step 7: Upload a copy of the recommendation signed by your area’s MP or MLA.
• Step 8: Once the application is complete, download the acknowledgement receipt and keep it safe for future reference.

Frequently Asked Questions (FAQs)

Q1. How much money will women get under the Delhi Lakshmi Yojana?

The senior-most woman member of an eligible family will receive Rs 2,500 per month, either as Rs 1,000 cash plus Rs 1,500 in a fixed deposit, or the full Rs 2,500 in a fixed deposit, at the beneficiary’s choice.

Q2. What is the FD lock-in period under the scheme?

The fixed deposit option carries a 3-year lock-in period, backed by a sovereign guarantee from the state government.

Q3. Who is eligible for the Delhi Lakshmi Yojana?

Women aged 21 to 60 who are the senior-most family member, from families with annual income up to Rs 2.5 lakh, who or whose husband/parents have been Delhi residents for at least 10 years, are registered Delhi voters, and whose family’s annual electricity consumption does not exceed 2,400 units.

Q4. Who cannot apply for this scheme?

Income tax payers, GST filers, families with a member in a permanent or contractual government job, PSU or local body, women with more than 3 children, and individuals with a criminal record are not eligible.

Q5. What documents are needed to apply?

Voter ID (Delhi), Aadhaar card, a passport-size photo and signature, an MP or MLA recommendation letter, an electricity or gas bill, an age proof document, and bank passbook details.

Q6. How do I apply for the Delhi Lakshmi Yojana online?

Visit dly.delhi.gov.in, click “Apply for Scheme” then “Register Now,” fill in personal and family details, add your bank account, upload documents, review and submit the form, upload the MP/MLA recommendation, and download the acknowledgement receipt.

Q7. How many people have registered for the scheme so far?

More than 1.47 lakh registrations were recorded within the first two days of the scheme’s launch, against a government budget allocation of Rs 5,100 crore.